Having knowledge about the difference between requesting a tow and needing a salvage operation can also determine who's flipping the bill. Boat salvage is usually reserved for boaters who find themselves in a perilous situation that needs immediate assistance. Salvage operations are mostly covered by the boaters insurance and can save a lot of money. In most towing situations, there is no immediate danger and are usually reserved for boaters who face a dead battery or an empty fuel tank. Towing a boat can become costly and many times, the boater has to pay for the tow out of pocket. Knowing the difference can mean the difference between a safe return home, covered by your insurance, and an expensive towing bill. (www.boatus.com)